Application for closing bank account
In today’s time it is very important for everyone to have a bank account. An account serves not only to transact your money but also to verify your existence while creating any necessary paperwork. But when your savings account starts getting charged or you want to close your bank account due to some reason then how to write Khata band karne ke liye application. We have brought a sample of this for you here, so that you can with the help of this article. Application for closing bank account Can write
Nowadays every work is going online, but if you want to do your bank account online, then for this also you have to give an application in the bank, after which you can band online bank account. Bank Account close karne ke liye application is given here.
Application for closing bank account: Bank Account Band karne ke liye Application Application for closing bank account
The bank does the work of keeping the money of every person safe and providing various types of financial facilities, but when you are not happy with the facilities of the bank, then you can get your bank account closed. For this, the bank gives you both online and offline facilities.
Account closure form is required to close any bank account. You can also download the Account Closer Form online, or you can go to your bank and take the account closure form. You have to download the Account Closer Form of the same bank in which your account is located.
After filling all the information asked in the Bank Account Closer Form, you will have to submit that form to your home branch. After a few days your bank account will be closed by the bank.
Note: if you banking If you have any kind of problem related to the Bank and you have made any complaint related to it in the bank and the bank does not take action on your complaint or if you are dissatisfied with the bank’s action, then you can complain to the bank in the Banking Ombudsman. For this you can write this article of ours How to file a bank complaint with the Banking Ombudsman Read.
Account Closure Rules: Application for closing bank account
The rules for closing an account are almost the same in all banks. But every bank charges some fee for closing the account, which is applicable according to the rules of every bank. If we talk about SBI bank ie State Bank of India, then SBI allows any bank account holder to close the account for free within 14 days. The same charges Rs 500 for closing an account older than 14 days.
On the other hand, if we talk about Bank of India, then BOI charges Rs 126 for closing the account up to 6 months while it does not charge any fee for closing the account which is more than 6 months old.
If you close your account in any bank, then you cannot open your account in that bank again. So before closing the account Account Closure Rules It is important to know about
Things to keep in mind before closing a bank account
If you do not like the facility of the bank, because of this you want to close the account in the bank, then before that you have to take care of some special things like –
If money is being deducted from your bank account, so you want to close your bank account, then you should go to a bank and close the services activated in your account, which will stop deducting money from your account and you will not have to close your bank account. Will have to do
Still, if you want to apply for closing your bank account, then you can withdraw all the money from your bank account, only after that Bank Khata band karne ki application Give it to the bank.
Before closing the bank account, make sure that there is no subsidy, pension etc. in your account. In such a situation, you may suffer loss if the account is closed.
Before giving the bank account closure application, get the statement of your bank account done so that you can get information about the transactions done by you, so that due to any discrepancy, you can take necessary action on it. thereafter Bank Khata band karne ki application Give it to the bank
Also remember this thing that once you have closed your account by writing the closure form in any bank, then you cannot open your account again in that bank, so give the application to close the bank account very carefully.
How to write application for closing bank account? SBI Account Closure Application
Irrespective of your bank account in any bank, the process of closing a bank account is the same for all banks. First of all you need a bank account closure form which you can download online or you can take it by visiting the bank. After filling the form completely, you also have to write an application, so that the bank takes further action on your application and closes your bank account.
A sample of how to write a letter to close a bank account is presented below, read it carefully –
To
bank manager sir
State Bank of India
Rajajipuram Branch
Subject – Application for closure of bank account number (A/c number).
Sir,
I want to ensure you that my savings account is with your bank (Branch Address) whose account number (A/c number) is this and it has been opened in the name of the account (Name). But now I want to get my account closed and therefore I humbly request you to try to give the amount present in my savings account in cash along with interest. me with bank account bank check book (number) and ATM card (number) was given, which I will hand over to the bank.
So my humble request to the bank manager is please cooperate with me in closing this bank account of mine and get this account closed as soon as possible.
Thank you.
Grateful
Name:—-
Account Number:—-
Check Book Number:—-
ATM Card number :–
Mobile Number:—-
Address:—
Signature :–
In this way you have to write an application and submit a bank closure form along with your bank statement and passbook and submit it to your home branch.
Fees to be charged while filling the account closure application
If you have to submit your Khata band karne ka application in the bank, then you have to pay some fee for this, but it is applicable only when you want to close the bank account after many days of opening it. Different charges are charged by each bank, we cannot give bank information, because of this we are giving you the information of India’s most famous SBI bank.
If you are also India’s most famous government bank Your account in SBI If you want to close the account within 14 days of opening the account, then you do not need to pay any kind of fee. But when you go to close your account after more than this day, then you will have to pay ₹ 500 along with closing the account.
Friends, hope that after reading this article you will get help in writing bank account closure application. It is written as a sample application. You can change the name and branch of the bank given in the application according to your bank name and branch.